Research Reports
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2010
Challenges and Opportunities for Community Banks in Rural Pennsylvania (2010)
January 05, 2010 | Community and Economic Development
Typically defined as locally owned and operated institutions with assets of less than $1 billion, community banks have a unique perspective on their
local economies because of their heavy involvement in community development projects and local businesses. This research examined the impact of mergers and acquisitions on the structure of local banking markets in Pennsylvania, where structure refers to both the number of banks in local markets and the share of deposits in that market. In addition, the research related the changes in the market structure to measures of local economic health and examined the performance of banks operating in rural communities.
Tags: #community development , local banking , community banks , local economic prosperity
Introducing the Center's new journal, Rural Policy: The Research Bulletin of the Center for Rural Pennsylvania.